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Affordable Health Insurance in Cape Coral, Florida

There’s a lot to consider when looking for the right health insurance in Florida. While the Affordable Care Act (ACA) has provided Cape Coral residents with plenty of options regarding health insurance, it can be tricky to navigate the marketplace and choose the plan that’s right for you. Different people have different needs. A young adult on their own doesn’t need the same insurance as a person with a family and dependents or a small business owner. That’s why you need a trusted broker like Live Health to help you find the plan that works best for the situation you find yourself in.

Find the Best Health Insurance for the Lowest Rates in Cape Coral, Florida

One thing health insurance should never be is unaffordable. When choosing a plan, you want to strike the right balance, meaning good coverage at a price you can afford. Live Health’s brokers can help you find the plan that suits your budget but also covers the essentials, including essential add-ons like Dental and Vision insurance, which are often neglected but can lead to big out-of-pocket expenses.

Get Your Quote In Minutes


    Select policy type

    For a tailored coverage plan please fill out all sections of this form.
    By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

      Select policy type
      By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

        Select one or more from coverage
        By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

        Why Live Health Insurance?

        Live Health Insurance has served Cape Coral and the rest of Florida since 2007. With over 70,000 policies written up for their satisfied clients, our Live Health brokers have the experience with the health insurance marketplace that you need to get the best overall coverage. Don’t settle for a plan you’re not sure about. We’ll work with you to find a good plan. One thing to note is that you must register for Health Insurance during the ACA Open Enrolment Period, typically between November 1st and January 15th. If you’ve missed your enrollment period, we can help you find temporary insurance to cover you until the next period begins through our knowledge of the private marketplace. You also may qualify for a Special Enrolment Period. So, if you’ve missed the enrollment period and aren’t sure what to do, contact Live Health.

        Your Health, Your Choice: Our Insurance Plans

        Better Rates

        At Live Health, health insurance should be affordable. Don’t struggle to make ends meet in order to pay your premiums. There are a lot of plans out there, and we’ll work with you to find one that suits your needs.

        Better People

        It can be frustrating to deal with a company that provides automated service or replies to urgent questions. At Live Health, our brokers are always available to answer your questions, so if you’re unsure about choosing a plan and need real answers from real people, Live Health is here for you.

        Better Coverage

        At Live Health, we’ll help you compare plans, getting you the best coverage depending on your situation. Do you know the difference between HMOs, PPOs, EPOs and POS plans? At Live Health, we’ll explain the key benefits of each, making sure that you make an informed decision about your potential coverage. You’ll also want to ensure the plan includes all the add-ons you might need, including dental and vision insurance.

        Get a Quote

        Better Health Insurance Plans at Lower Rates

        Live Health’s brokers can help you examine the various plans, comparing the monthly premium with the out-of-pocket expenses you might be expected to shoulder given the worst-case scenario. By examining your individual needs, we can help you make an informed decision about the plan you need, getting you excellent coverage at a manageable rate that won’t compromise your or your family’s lifestyle.

        Vision Insurance

        Health insurance is widely recognized as indispensable. However, a considerable number of people still need to decide about enrolling in vision insurance plans.
        Learn More

        Life Insurance

        Sometimes, life insurance can feel like the unsung hero of the insurance world. We all understand the need for health and auto insurance, but life insurance? That’s often seen as a nice-to-have.
        Learn More

        Health Insurance

        Stay protected with our health insurance plans, offering extensive coverage that ensures your health and well-being are never compromised.
        Learn More
        Beach

        Life Insurance

        Life insurance isn’t a one-size-fits-all kind of deal. There are different packages tailored for different needs, the two big players being Term Life Insurance and Whole Life Insurance.

        Learn More
        A little girl missing one tooth

        Dental Plans

        Be protected from unwanted (and pricey) surprises at your next visit to the dentist with comprehensive dental plans covering essential procedures and preventative care.
        Learn More

        Vision Plans

        Eye health is often neglected when signing up for insurance, and our vision care plans guarantee that your ocular health and vision treatment are covered.
        Learn More

        Health Insurance for All Your Needs

        If you’re young and in good health, you may not see the need for a comprehensive health insurance plan. A basic plan may indeed be fine for you, but it should still protect you in case of a medical emergency. As your household grows and you get dependents, good insurance becomes even more essential.

        For You

        Even if you’re young, you need a health plan that covers emergency medical situations, and protects you as you get older and your lifestyle changes.

        Your Family

        While children can be covered by programs such as CHIP (Children’s Health Insurance Program) as your family grows, good health coverage becomes even more essential.

        Your Business

        The same goes for a small business. Your employees will be more loyal and inclined to work for you if they contribute to a health plan that’s set up with their best interests (for them and their families) in mind, and protects everyone in case of a sudden illness or incident.

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        Mask Group 10@2x

        Meet Our Cape Coral Health Insurance Brokers

        Our brokers work directly for you, meaning that their objectives don’t involve filling quotes for an insurance company. Rather, they want to help you and your family find a plan that perfectly suits your needs and leaves you with peace of mind regarding your coverage.

        Get Your Quote In Minutes


          Select policy type

          For a tailored coverage plan please fill out all sections of this form.
          By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

            Select policy type
            By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

              Select one or more from coverage
              By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

              Customer Testimonials

              • 5/5
                "I am incredibly grateful for the services provided by Brandon in finding health coverage. He went above and beyond to understand my specific needs and concerns, and his expertise helped me find the perfect health insurance plan. His dedication and personalized approach truly made a difference in my life."
                Brandon Martinez
                Agent
              • 5/5
                “Dylan was a pleasure to work with. He answered all my questions and found us a great insurance policy, saving us lots of money each month. You can tell he cares about his clients. I am very glad I found him to help us.”
                Dylan Brockman
                Agent
              • 5/5
                "Jesus was very knowledgeable and helpful when it came to the different options I had. He made the process easy and simple to understand"
                Jesus Burga
                Agent
              • 5/5
                "Working with Leo was a game-changer. he found a perfect plan, explained it all, and now I feel confident in my coverage. Best agent out there!" - Karen Lemus
                Leonardo Castillo
                Agent
              • 5/5
                "Patrick's expertise and personalized approach made finding a private health insurance plan for my family seamless and stress-free. I highly recommend his reliable and efficient assistance in securing private health insurance."
                Patrick McCann
                Agent
              • 5/5
                "It was a pleasure working with Ryan Faulkner, he is extremely knowledgeable and the consummate professional."
                Ryan Faulkner
                Agent

              Cape Coral Insurance Facts

              Cape Coral is the eighth-largest city in Florida and the largest city to be found between Tampa and Miami. With excellent medical facilities, it’s widely considered one of the best places in the United States to retire to.

              Cape Coral has close to 222,000 residents and is growing fast.

              Cape Coral has a relatively low poverty rate, with it estimated at just over 9.8%, but it’s growing year to year.

              Given the population's age (many of the residents are retirees), most Cape Coral residents have health insurance, with 87.2% of the population covered.

              Cape Coral Health Insurance Plans That Fit Your Budget

              If you’re in the market for health insurance, one important thing to know is that plans are typically divided into four mental tiers, each of which has its benefits and potential drawbacks. It’s important to understand what each tier means.

              Bronze

              With a Bronze tier plan, you can expect low monthly premiums, but your out-of-pocket costs will be higher. This plan works well for single people with few medical issues, so they don’t expect to have to see a doctor too regularly.

              Gold

              For those with a chronic condition or specific health needs, a gold plan greatly reduces the amount you have to contribute to your health bills, even if the monthly premium is higher.

              Silver

              You might want to consider the silver plan if you need more coverage to reduce your out-of-pocket expenses. While your premiums will be higher, this plan will save you significant money if you have certain needs. If you qualify for “cost-sharing reductions,” this is the plan you have to take.

              Platinum

              While the monthly premiums are high with this plan, your out-of-pocket expenses will be low, making this an excellent plan for individuals who might need a significant amount of health care for themselves or their dependents.

              Affordable Health Insurance in Cape Coral, Florida

              Choosing a health insurance plan isn’t as straightforward as you might think. The right policy for one person may not be suitable for another. Live Health, your trusted health insurance broker in Florida, understands this and offers programs that work whatever your situation may be.

              Get Your Quote In Minutes


                Select policy type

                For a tailored coverage plan please fill out all sections of this form.
                By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

                  Select policy type
                  By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

                    Select one or more from coverage
                    By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.
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