Affordable Health Insurance in St. Petersburg, Florida
While St. Petersburg (or St. Pete as it’s affectionately called among the locals) is known for its annual 361 days of sunshine, the “Sunshine City” also has many residents without health insurance. Many people struggle to make ends meet month-to-month, and to a lot of them, having a health insurance plan may seem like a luxury. However, even if you think health insurance might be out of your reach, there are plans out there that can give you excellent coverage at a price you can afford.
Find the Best Health Insurance for the Lowest Rates in St. Petersburg, Florida
At Live Health, we don’t believe Health Insurance should be something a large segment of the population must do without. We can access ACA (Affordable Care Act) plans that fit every budget. Our brokers have the experience to set you up with a comprehensive plan that doesn’t skimp on the necessities, like vision care and dental insurance, while also giving you a price you can live with.
Why Live Health Insurance?
One massive benefit of Live Health is that our brokers don’t work for the health insurance companies themselves. We operate within the federal health insurance marketplace but are independent, meaning our goal is to get our customers – YOU – the best deal on your Florida health insurance. To get an ACA plan, you must opt in during the self-enrollment period, which typically runs from November 1st to January 15. However, even if you miss this period, we might be able to qualify you for a special enrollment period or find you a private plan to cover all the essentials until the next open enrollment date.
Your Health, Your Choice: Our Insurance Plans
Better Rates
Our brokers have the experience to help you find the best deal on your monthly premiums. Don’t assume that buying health insurance will be a massive drain on your finances. We can give you access to affordable plans that work well in your situation.
Better People
While many health insurance brokers pawn their clients off to automated helplines, we know that health insurance is tricky and that you need qualified, personalized help to get the best price. That’s where we come in.
Better Coverage
We can also help you find a competitive plan that offers you the best health network coverage in your area and access to essential add-ons like dental and vision insurance, which can save you a lot of money down the line.
Better Health Insurance Plans at Lower Rates
Whatever the case, Live Health works with you to find a plan that will give you peace of mind and not be a significant drain on your finances.
Vision Insurance
Life Insurance
Health Insurance
Life Insurance
Life insurance isn’t a one-size-fits-all kind of deal. There are different packages tailored for different needs, the two big players being Term Life Insurance and Whole Life Insurance.
Dental Plans
Be protected from unwanted (and pricey) surprises at your next visit to the dentist with comprehensive dental plans covering essential procedures and preventative care.
Vision Plans
Eye health is often neglected when signing up for insurance, and our vision care plans guarantee that your ocular health and vision treatment are covered.
Health Insurance for All Your Needs
One thing worth remembering about health insurance is that different people have different needs depending on the situation they find themselves in.
For You
If you’re young and in relatively good health (meaning you rarely see a doctor), you might find that a basic plan is all you need. If you have more chronic issues, we can also help you upgrade your coverage to ensure your healthcare costs remain relatively low.
Your Family
While government health care plans often cover children, you shouldn’t risk your well-being and health. A good family plan is a must-have for anyone with dependents.
Your Business
If you happen to run a small business, health insurance becomes even more critical, as employees need to be covered in the event of a workplace accident. These unanticipated disasters can burn through a company’s finances, and you must be protected. Offering a health plan for your employees also makes you a much more desirable employer, as it’s the perk potential hires must look for.
Meet Our St. Petersburg Health Insurance Agents
Our Live Health Brokers have over 100 years of experience between them and have written over 70,000 policies since 2007. Their expertise is well-known all over Florida, making them a name you can have faith in.
Customer Testimonials
- 5/5"I am incredibly grateful for the services provided by Brandon in finding health coverage. He went above and beyond to understand my specific needs and concerns, and his expertise helped me find the perfect health insurance plan. His dedication and personalized approach truly made a difference in my life."Brandon MartinezAgent
- 5/5“Dylan was a pleasure to work with. He answered all my questions and found us a great insurance policy, saving us lots of money each month. You can tell he cares about his clients. I am very glad I found him to help us.”Dylan BrockmanAgent
- 5/5"Jesus was very knowledgeable and helpful when it came to the different options I had. He made the process easy and simple to understand"Jesus BurgaAgent
- 5/5"Working with Leo was a game-changer. he found a perfect plan, explained it all, and now I feel confident in my coverage. Best agent out there!" - Karen LemusLeonardo CastilloAgent
- 5/5"Patrick's expertise and personalized approach made finding a private health insurance plan for my family seamless and stress-free. I highly recommend his reliable and efficient assistance in securing private health insurance."Patrick McCannAgent
- 5/5"It was a pleasure working with Ryan Faulkner, he is extremely knowledgeable and the consummate professional."Ryan FaulknerAgent
St. Petersburg Insurance Facts
St. Pete is one of the most excellent places to live in Florida, with sunshine nearly every day, making it a top destination for retirees.
The most recent (2022) census states that over 261,000 people live in St Petersburg, Florida, making it the fifth most populated city in the State.
The same census states that the median household income in St Petersburg is just over $70,000, with 11.9 percent of residents living under the federal poverty level.
Despite a healthy median income and a relatively low poverty rate, 12.8% of the population under 65 is without any health insurance.
St. Petersburg Health Insurance Plans That Fit Your Budget
Typically, the types of plans you would get through the ACA marketplace would be divided into four metal tiers.
Bronze
The Bronze tier is the most basic health plan, with the lowest monthly premiums. This might be an excellent plan if you’re in good health with no dependents.
Gold
While Gold Plans are pricier than the first two levels, they are well worth the investment for people with chronic health issues, with excellent coverage and little out-of-pocket expenses.
Silver
As your family grows, a more balanced plan, such as those available at the silver level, becomes more critical, enabling cost-sharing reductions despite a higher monthly premium.
Platinum
This is the most expensive plan but offers the most comprehensive coverage, with a minimum need for out-of-pocket expenses.
Affordable Health Insurance in St. Petersburg, Florida
Choosing a health insurance plan isn’t as straightforward as you might think. The right policy for one person may not be suitable for another. Live Health, your trusted health insurance broker in Florida, understands this and offers programs that work whatever your situation may be.