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Fort Lauderdale Health Insurance

Fort Lauderdale is Florida’s 10th largest city, home to 184,255 residents. As one of the major cities in the Miami metropolitan area, Fort Lauderdale has a competitive insurance marketplace. Finding affordable coverage

Why Health Insurance Is Essential for Fort Lauderdale Residents

Fort Lauderdale has a diverse range of residents with unique coverage needs that includes:

  • Retirees: Options for long-term care, chronic illness management, and Medicare supplements.
  • Families: Affordable plans that offer comprehensive coverage for young and growing families.
  • Seasonal Residents: Short-term coverage for snowbirds and part-time residents.

At Live Health Insurance, we specialize in personalizing policy recommendations to ensure you get the most comprehensive coverage available. Whether you’re a first-time insurance buyer or retiree looking at Medicare Advantage plans, we want to help you get the perfect plan.

Having health insurance is a security net; it protects your finances and wealth, offers peace of mind, and allows you to invest in preventative care through ACA-mandated free screenings.

Get Your Quote In Minutes


    Select policy type

    For a tailored coverage plan please fill out all sections of this form.
    By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

      Select policy type
      By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

        Select one or more from coverage
        By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

        Benefits of Choosing Live Health Insurance in Fort Lauderdale

        You can always expect to be number one with a broker from Live Health Insurance. With our customer-centric approach, we offer:

        •  Personalized Plans: Bespoke policy recommendations that cater to Fort Lauderdale’s diverse population.
        •  Local Expertise: Brokers with in-depth knowledge of Fort Lauderdale’s healthcare marketplace.
        •  Bilingual Support: Assistance in English and Spanish to cater to Fort Lauderdale’s multicultural community.
        • Affordable Rates: Transparent pricing and flexible payment options for all budgets.

        Your Health, Your Choice: Our Insurance Plans

        Better Rates

        You shouldn’t have to compromise your or your family’s lifestyle to afford health insurance. There are plenty of options available that can help mitigate the cost of insurance, and we have the industry know-how to get you the best rates possible.

        Better People

        One special thing about Live Health is that we don’t believe in automated help lines or canned replies. Our clients want to be able to talk to a real person when navigating the often tricky world of health insurance, and we’re there to give you the full benefit of our experience when you need it.

        Better Coverage

        Our Live Health Brokers can help you compare the various available plans, helping you choose the type of coverage that’s right for you. There are many plans available, such as those from Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs), and Point of Service (POS) plans. Do you know the difference between them? We have the experience to help you make an informed decision as far as your coverage goes.

        Get a Quote

        Better Health Insurance Plans at Lower Rates

        One thing to remember is that many people, such as those who are young and in good shape, may try to save money on their premiums by opting for plans with limited coverage. Don’t compromise on things, such as your dental or oral health, by choosing an inferior plan. Our brokers can help you find a plan that’s just right for you, saving you money.

        Vision Insurance

        Health insurance is widely recognized as indispensable. However, a considerable number of people still need to decide about enrolling in vision insurance plans.
        Learn More

        Life Insurance

        Sometimes, life insurance can feel like the unsung hero of the insurance world. We all understand the need for health and auto insurance, but life insurance? That’s often seen as a nice-to-have.
        Learn More

        Health Insurance

        Stay protected with our health insurance plans, offering extensive coverage that ensures your health and well-being are never compromised.
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        Beach

        Life Insurance

        Life insurance isn’t a one-size-fits-all kind of deal. There are different packages tailored for different needs, the two big players being Term Life Insurance and Whole Life Insurance.

        Learn More
        A little girl missing one tooth

        Dental Plans

        Be protected from unwanted (and pricey) surprises at your next visit to the dentist with comprehensive dental plans covering essential procedures and preventative care.
        Learn More

        Vision Plans

        Eye health is often neglected when signing up for insurance, and our vision care plans guarantee that your ocular health and vision treatment are covered.
        Learn More

        Types of Health Insurance Offered by Live Health Insurance in Fort Lauderdale

        When it comes to getting affordable health insurance in Fort Lauderdale, you have plenty of options. Whether you want to prioritize price, prevention, or ongoing care, we make it easy to explore your options with detailed policy suggestions.

        Individual and Family Plans in Fort Lauderdale

        An individual health insurance policy allows you to secure coverage for yourself — you can also pay for an individual policy for someone else if you would like. Family plans, on the other hand, allow you to bundle coverage under one policy for yourself, your spouse, and qualifying dependents (usually children 25 and younger).

        The types of policies range from closed network Health Maintenance Organizations (HMOs) to open networks where you can pick your own providers with or without a referral.

        If you aren’t sure which policy is best for you, one of our brokers will be glad to help you weigh your options.

        Short-Term Health Insurance in Fort Lauderdale

        Seasonal residents, students, and temporary workers often find that they need short-term coverage while in the city. If you’re currently waiting for a new policy to start, or you’re between jobs, then a short-term health insurance plan could offer the coverage you need for 30-90 days.

        Medicare Advantage Plans in Fort Lauderdale

        Medicare Advantage plans come in all shapes and sizes, giving seniors in Fort Lauderdale ample room to customize their health insurance. Also known as Medicare Part C, this private Medicare plan gives you greater control over your healthcare and options.

        Small Business Health Insurance in Fort Lauderdale

        Businesses in Fort Lauderdale have to consider the well-being of their employees, which includes investing in their health insurance. But the challenge lies in finding coverage that is affordable for both the business and its workers. Exploring your options with a broker will ensure you can boost employee morale while still maintaining a lean operating budget.

        Health Insurance for Coastal Residents

        Coastal residents should always have health insurance in the event of a weather-related injury. Floods, storms, and high winds common to Florida’s climate mean residents face elevated risks; the best insurance for Fort Lauderdale residents will ensure their coverage helps protect them in any situation.

        Health Insurance for All Your Needs

        Health insurance usually becomes more of a concern as you age. However, you should not wait until a medical emergency or chronic illness to set yourself up with a good plan. Health insurance is essential to anyone, regardless of their situation.

        For You

        Young people may think of health insurance as unnecessary, but even a basic plan will offer you a lot of protection that could save you from potentially devastating medical expenses.

        Your Family

        Health insurance becomes even more critical as your family grows. Specific existing government programs may help cover your children, but health insurance is something every member of your household should have.

        Your Business

        If you run a small business, your employees deserve a health insurance plan they can rely on. It will make them more inclined to become long-term employees and protect you and them in case of a workplace emergency or illness.

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        Mask Group 10@2x

        Meet Our Fort Lauderdale Health Insurance Brokers

        Live Health’s Insurance Brokers are renowned in the industry for their experience, as well as their track record. They’ve helped thousands of customers in Fort Lauderdale find the perfect health insurance plan, giving them (and their families) peace of mind.

        Get Your Quote In Minutes


          Select policy type

          For a tailored coverage plan please fill out all sections of this form.
          By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

            Select policy type
            By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

              Select one or more from coverage
              By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

              Customer Testimonials

              • 5/5
                "I am incredibly grateful for the services provided by Brandon in finding health coverage. He went above and beyond to understand my specific needs and concerns, and his expertise helped me find the perfect health insurance plan. His dedication and personalized approach truly made a difference in my life."
                Brandon Martinez
                Agent
              • 5/5
                “Dylan was a pleasure to work with. He answered all my questions and found us a great insurance policy, saving us lots of money each month. You can tell he cares about his clients. I am very glad I found him to help us.”
                Dylan Brockman
                Agent
              • 5/5
                "Jesus was very knowledgeable and helpful when it came to the different options I had. He made the process easy and simple to understand"
                Jesus Burga
                Agent
              • 5/5
                "Working with Leo was a game-changer. he found a perfect plan, explained it all, and now I feel confident in my coverage. Best agent out there!" - Karen Lemus
                Leonardo Castillo
                Agent
              • 5/5
                "Patrick's expertise and personalized approach made finding a private health insurance plan for my family seamless and stress-free. I highly recommend his reliable and efficient assistance in securing private health insurance."
                Patrick McCann
                Agent
              • 5/5
                "It was a pleasure working with Ryan Faulkner, he is extremely knowledgeable and the consummate professional."
                Ryan Faulkner
                Agent

              How to Find the Best Health Insurance in Fort Lauderdale with Live Health Insurance

              Our team helps over 1,500 clients each day find the right coverage. To ensure you find the right policy for your needs, be sure to compare quotes from various providers. Even the same plan can be cheaper from one insurer to the next.

              You should also consider the difference between deductions, premiums, and the out-of-pocket maximum for each policy. A higher deductible can lower your monthly health insurance costs and vice versa.

              We can walk you through all the best policies based on your needs; we know what factors insurance companies look for when determining rates, so we can find flexible solutions to give you the greatest deal.

              Cost of Health Insurance in Fort Lauderdale

              Florida health insurance is higher than the national average with the typical monthly premium being $515 compared to $497. Individual risks, medical history, age, and even your location all play a role in how much you’ll be charged.

              The goal of an independent agent like ours is to ensure clients get the fairest rates on their policies — that starts by working together to build a comprehensive list of your needs, then carefully evaluating options at different price points and coverage levels to provide personalized service.

              How to Apply for Health Insurance in Fort Lauderdale with Live Health Insurance

              We make it easy to apply for health insurance. After you contact us and review quotes with a broker, we’ll walk you through the enrollment process step-by-step. You will simply need to gather some documentation, such as your ID and proof of income, then complete paperwork.

              Fort Lauderdale Insurance Facts

              The tenth largest city in Florida, Fort Lauderdale, is famous for its inland waterways, which run all over the city. People call it the “Venice of America”.

              According to the latest figures, Fort Lauderdale has over 183,000 residents.

              Of those residents, over 15% live below the federal poverty rate, although that number has slowly decreased over the years.

              The most recent U.S. Census states 84.3% of the population has health insurance, leaving a good chunk of the population without coverage of any kind.

              Fort Lauderdale Health Insurance Plans That Fit Your Budget

              Even if money is tight, you can qualify for a solid health insurance plan, some of which might entitle you to various programs to save you money on your premiums. Our Live Health Brokers will help you choose the right plan. Most plans are divided up into four metal tiers, all of which have specific benefits:

              Bronze

              With this plan, your monthly premiums will be low, but your out-of-pocket expenses will be higher. This is a good plan for a younger person or an individual with good health and no dependents.

              Gold

              The premiums are higher with this plan but the out-of-pocket costs will be low, making this a wise investment for those with ongoing health issues that may require frequent doctor’s visits.

              Silver

              While the premiums are higher on a silver health plan, this plan qualifies you for “cost-sharing reductions” that can greatly help without medical bills.

              Platinum

              This plan has the highest premiums, but the amount of money you have to pay out as your medical expenses go is low, providing you with comprehensive coverage no matter your health situation.

              Frequently Asked Questions About Health Insurance in Fort Lauderdale with Live Health Insurance

              What types of health insurance plans are available in Fort Lauderdale?

              Health insurance in Fort Lauderdale ranges from exclusive insurance networks to broad, client-driven coverage with and without required referrals. HMOs, PPOs, EPOs, and POS are the most common policy types that a broker can help you compare and explore.

              Are there bilingual health insurance services available in Fort Lauderdale?

              Yes, Live Health Insurance offers Spanish and English health insurance consultations to help individuals get the best coverage in their preferred language.

              Can Live Health Insurance provide affordable family health insurance plans?

              Yes, our team knows how important it is to protect your family’s finances and health; we’ll help you find the top family health insurance providers in Florida, then explore personalized quotes based on your age, income, dependents, and needs.

              Are there specific Medicare Advantage options for Fort Lauderdale retirees?

              Medicare Advantage is just as diverse as regular health insurance. You can purchase a plan from a private insurer who uses their own network or look for a policy that allows you to go out of network when you want to. There are also special needs Medicare Advantage plans, Private-Fee-for-Service policies, HMOs, and PPOs available for seniors.

              Why Live Health Insurance is the Best Choice for Fort Lauderdale Residents

              Your health and wellness are always our top priority at Live Health Insurance. As independent brokers, we act in the best interest of our clients — not insurance companies. Let us help you find the right coverage today.

              Please fill out our contact form to connect with a broker and receive free quotes.

              Get Your Quote In Minutes


                Select policy type

                For a tailored coverage plan please fill out all sections of this form.
                By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

                  Select policy type
                  By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

                    Select one or more from coverage
                    By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.
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