Affordable Individual Insurance in Florida
Sometimes, we don’t understand the necessity for individual health insurance until it’s too late. While a young person in good health may not see the need for health insurance, the fact is that medical costs can be sudden or unexpected. This might be especially true for a young adult who was used to being on their parents insurance but now finds they’re no longer covered. The same goes for part-time workers, the self-employed, or those who might be between jobs at the moment. At Live Health, our brokers will help you find excellent, individual healthcare plans that will give you peace of mind at a rate you can afford.
Find the Best Individual Insurance for the Lowest Rates in Florida
A wide range of individual health insurance plans are available through the Affordable Care Act federal marketplace, but the selection and enrollment procedures might be confusing. Our health insurance brokers can help you find a good plan you qualify for, as you have to try to register for your plan during the open enrollment period, which typically lasts from November 1st to January 15th. If you’ve missed the open enrollment, Live Health brokers can still help you find short-term plans to ensure you’re covered until the next enrollment period.
Why Live Health Insurance?
While there are many health insurance plans out there that suit an individual’s needs, they can be challenging to navigate. The Health Insurance marketplace is tricky, and at Live Health, our brokers know that Health Insurance isn’t a one-size-fits-all proposition.
Your Health, Your Choice: Our Insurance Plans
Better Rates
Live Health’s brokers have the experience to help you find an insurance plan that covers all your basic needs but isn’t prohibitively expensive if money is tight.
Better People
We don’t do automated or canned responses. Our Live Health Brokers are available to answer your questions, and with over 70,000 policies sold since 2007, we have the expertise to help you find the right plan for you.
Better Coverage
Don’t settle for a plan that doesn’t cover all your basic needs. Many options out there guarantee excellent, well-rounded coverage at a rate you can afford.
Better Individual Insurance Plans at Lower Rates
When you’re in the market for a health insurance plan, one thing to look out for is that all the basics are covered. While you may not think you need add-ons like Vision or Dental Insurance, signing up for these plans now can save you big money from unplanned expenses.
Vision Insurance
Life Insurance
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Meet Our Florida Individual Insurance Agents
Customer Testimonials
- 5/5"I am incredibly grateful for the services provided by Brandon in finding health coverage. He went above and beyond to understand my specific needs and concerns, and his expertise helped me find the perfect health insurance plan. His dedication and personalized approach truly made a difference in my life."Brandon MartinezAgent
- 5/5“Dylan was a pleasure to work with. He answered all my questions and found us a great insurance policy, saving us lots of money each month. You can tell he cares about his clients. I am very glad I found him to help us.”Dylan BrockmanAgent
- 5/5"Jesus was very knowledgeable and helpful when it came to the different options I had. He made the process easy and simple to understand"Jesus BurgaAgent
- 5/5"Working with Leo was a game-changer. he found a perfect plan, explained it all, and now I feel confident in my coverage. Best agent out there!" - Karen LemusLeonardo CastilloAgent
- 5/5"Patrick's expertise and personalized approach made finding a private health insurance plan for my family seamless and stress-free. I highly recommend his reliable and efficient assistance in securing private health insurance."Patrick McCannAgent
- 5/5"It was a pleasure working with Ryan Faulkner, he is extremely knowledgeable and the consummate professional."Ryan FaulknerAgent
Florida Insurance Facts
Florida is known as the Sunshine State. No matter where you happen to be located, Live Health can help you navigate the sometimes confusing and tricky world of individual health insurance.
Florida ranks third in the United States’ list of the most populated states, with over 20,000,000 people.
Sadly, over 12% of the Florida population lives under the Federal Poverty Level of $13,590. Many people may think they can’t afford health insurance, as they feel it's beyond their means.
Of the 16% of Florida residents without health insurance, various plans are available through different programs that could get them insured if they knew where to look. This is something Live Health can help with.
Florida Insurance Plans that Fit Your Budget
Many plans out there, both within the federal marketplace and outside of it, that may be well tailored to your needs. Typically, they are classified into four metal tiers:
Bronze
These plans have low monthly premiums but higher out-of-pocket expenses. These plans might be perfect for a young adult with good health who may only need the occasional doctor’s visit.
Gold
This is a good plan for someone with dependents. While the premiums are higher, the out-of-pocket expenses you’re responsible for are pretty low.
Silver
While the premiums are higher with this plan, the out-of-pocket expenses are significantly reduced.
Platinum
This is the top-tier plan for Health Insurance. While the premiums are high, your out-of-pocket expenses will be very low.
Affordable Health Insurance in Florida
Choosing a health insurance plan isn’t as straightforward as you might think. The right policy for one person may not be suitable for another. Live Health, your trusted health insurance broker in Florida, understands this and offers programs that work whatever your situation may be.