Affordable Health Insurance in Lakeland, Florida
Choosing the right health insurance in Lakeland is about more than fulfilling basic requirements; it’s about finding a plan that’s as unique as you are. The Affordable Care Act has expanded the variety of available options, making the challenge not just finding any policy but one that covers all your needs, including dental and vision care. Whether you’re just entering the workforce, managing a family, or running a business, you need coverage that meets your specific stage of life. That’s where Live Health comes in. We’re more than just a broker; we’re your personalized guide through the maze of health insurance, committed to finding a perfectly tailored plan for your life.
Find the Best Health Insurance for the Lowest Rates in Lakeland, Florida
Securing the perfect health insurance is crucial for your health and financial well-being. At Live Health, we’re dedicated to guiding you toward a plan that’s inclusive and easy on your budget. We take a holistic approach to your health coverage, ensuring you’re equipped for life’s unexpected turns and your routine health care needs, like dental and vision. Our aim is to alleviate any financial stress, offering you the assurance that you’re well-prepared for any health situation.
Why Live Health Insurance?
Since 2007, Live Health Insurance has carved out a reputation as a dependable source for health insurance in Lakeland and across Florida, with over 70,000 policies to our name and a growing community of happy policyholders. Our seasoned team at Live Health brings a wealth of knowledge to the table, cutting through the complexity of insurance to find a policy that fits your life perfectly. Say goodbye to settling for less than you deserve.
Navigating insurance enrollment can seem overwhelming, especially with fixed periods like the ACA’s from November 1st to January 15th. If you’ve missed this opportunity, no worries. We’re here to guide you through other options, whether it’s short-term insurance to bridge the gap or exploring a Special Enrollment Period for which you might be eligible.
If you’re up against a deadline or just don’t know where to start, reach out to us. We go beyond the role of typical brokers; think of us as your personal health insurance allies, committed to ensuring you have comprehensive coverage.
Your Health, Your Choice: Our Insurance Plans
Better Rates
At Live Health, we prioritize striking the perfect balance between cost-effective premiums and essential coverage, ensuring your health insurance is a valuable part of your financial planning, fitting within your budget without compromising on quality.
Better People
Our experienced team cuts through the jargon and complexity of health insurance, providing you with clear, direct advice and support that’s tailored to your unique needs. We’re here to offer straightforward, practical guidance, making the complex simple.
Better Coverage
Choosing your health insurance with Live Health is a smooth process. From wide-ranging PPO networks to budget-friendly HMOs, we guide you to dependable coverage that includes essential dental and vision care, giving you confidence in your health insurance decisions.
Better Health Insurance Plans at Lower Rates
Our mission is to find the most beneficial health insurance plans that meet both your budget and healthcare needs. We’re dedicated to helping you find a plan that fits your lifestyle, ensuring you’re covered without having to make any compromises.
Health Insurance
Life Insurance
Vision Insurance
Life Insurance
Life insurance isn’t a one-size-fits-all kind of deal. There are different packages tailored for different needs, the two big players being Term Life Insurance and Whole Life Insurance.
Dental Plans
Be protected from unwanted (and pricey) surprises at your next visit to the dentist with comprehensive dental plans covering essential procedures and preventative care.
Vision Plans
Eye health is often neglected when signing up for insurance, and our vision care plans guarantee that your ocular health and vision treatment are covered.
Health Insurance for All Your Needs
Ensuring your health is protected at every stage of life starts with selecting the appropriate health insurance. The Open Enrollment Period presents an ideal opportunity to review and choose from a range of insurance plans, allowing you to secure your preferred option before the deadline.
For You
Unexpected health issues can arise, even for those in peak health. A robust health insurance plan is your financial safety net, protecting you against unforeseen medical challenges and providing peace of mind.
Your Family
As families grow, so do their health needs. Beyond individual child programs like CHIP, your family deserves an inclusive health insurance plan that covers everything from everyday illnesses to major health concerns, ensuring comprehensive care for all family members.
Your Business
Providing health insurance for your team is a powerful way to show you value their health and contributions. More than a mere benefit, it’s a commitment to their well-being, fostering loyalty, a sense of community, and keeping your workforce healthy and engaged.
Meet Our Lakeland Health Insurance Agents
Our Live Health Insurance brokers don’t deal in automated help lines or pre-recorded messages. Our brokers can consult with you person-to-person and are always willing to answer your questions.
Customer Testimonials
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5/5"I am incredibly grateful for the services provided by Brandon in finding health coverage. He went above and beyond to understand my specific needs and concerns, and his expertise helped me find the perfect health insurance plan. His dedication and personalized approach truly made a difference in my life."Brandon MartinezAgent
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5/5“Dylan was a pleasure to work with. He answered all my questions and found us a great insurance policy, saving us lots of money each month. You can tell he cares about his clients. I am very glad I found him to help us.”Dylan BrockmanAgent
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5/5"Jesus was very knowledgeable and helpful when it came to the different options I had. He made the process easy and simple to understand"Jesus BurgaAgent
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5/5"Working with Leo was a game-changer. he found a perfect plan, explained it all, and now I feel confident in my coverage. Best agent out there!" - Karen LemusLeonardo CastilloAgent
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5/5"Patrick's expertise and personalized approach made finding a private health insurance plan for my family seamless and stress-free. I highly recommend his reliable and efficient assistance in securing private health insurance."Patrick McCannAgent
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5/5"It was a pleasure working with Ryan Faulkner, he is extremely knowledgeable and the consummate professional."Ryan FaulknerAgent
Lakeland Insurance Facts
Lakeland, Florida, renowned for its enchanting collection of 38 named lakes, offers a picturesque setting combined with a rich cultural tapestry. Situated strategically between the bustling cities of Tampa and Orlando, Lakeland boasts a unique blend of historical landmarks, such as the iconic Florida Southern College with the largest single-site collection of Frank Lloyd Wright architecture, and the vibrant, tree-lined downtown area, full of charming boutiques, cafes, and parks. The city is also a hub for arts and culture, hosting numerous events and festivals that celebrate its community spirit and natural beauty.
Lakeland City has close to 112,641 residents as of the 2020 Decennial Census.
With a 55% employment rate, and a $58,524 household income (2022 American Community Survey 1-Year Estimates) the county has 12.3% living in poverty.
As of 2022, 10.4% of Lakeland residents live without healthcare coverage. This statistic is particularly pressing considering the county's median age is roughly 41.1.
Lakeland Health Insurance Plans That Fit Your Budget
Searching for health insurance in Lakeland can be straightforward when you understand the tier system that categorizes plans by coverage and cost. Let’s delve into the four primary tiers.
Bronze
These plans are the most budget-friendly, offering the lowest monthly premiums. They're a great starting point, although it's worth noting that out-of-pocket costs may be higher when you utilize medical services.
Gold
For individuals expecting to need regular medical attention, Gold Plans are a solid choice, providing broad coverage. While the premiums are higher, the reduced costs at the point of care can offer significant savings.
Silver
Moving up a notch, Silver Plans strike a balance with moderate premiums and more affordable costs when accessing healthcare. These plans are also key for those qualifying for cost-sharing reductions, enhancing their value.
Platinum
The top tier, Platinum Plans, are designed for those with frequent healthcare needs, offering the most comprehensive coverage available. The premiums are the highest, but for those heavily using medical services, the lower costs at care can make these plans particularly cost-effective.
Affordable Health Insurance in Lakeland, Florida
Choosing a health insurance plan isn’t as straightforward as you might think. The right policy for one person may not be suitable for another. Live Health, your trusted health insurance broker in Florida, understands this and offers programs that work whatever your situation may be.