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Affordable Health Insurance in Miami, Florida

For many people, health insurance can seem like an unaffordable luxury. Many people live paycheck to paycheck and worry that they can’t keep up with monthly premiums, but should a health emergency come up unexpectedly, your out-of-pocket costs could be staggering. However, with the Affordable Care Act plans available in the federal marketplace, there are many options for you regardless of what situation you might find yourself in. Do you have a family? Maybe a small business? Or are you simply looking for individual insurance? Navigating the Florida health insurance marketplace can be tricky, but help is available!

Find the Best Health Insurance for the Lowest Rates in Miami, Florida

Live Health can help you find a plan that suits your budget but also gives you the essential coverage you need, including dental and vision insurance – both of which can save you lots of money down the line. Our brokers have the experience and reputation in the industry to ensure you get coverage no matter your situation. To note, if you want to enroll in an ACA plan, you typically must register during the November 1- January 15th open enrolment period. But, if you’ve missed this period don’t worry – you may qualify for a special enrolment period. And, if you don’t, we also have contacts in the private insurance world to get you covered with a temporary plan that will cover your health insurance essentials before the next enrollment period.

Get Your Quote In Minutes


    Select policy type

    For a tailored coverage plan please fill out all sections of this form.
    By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

      Select policy type
      By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

        Select one or more from coverage
        By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

        Why Live Health Insurance?

        One important thing to note about Live Health is that we don’t work for insurance companies. We work for you. We aim to ensure YOU get the coverage you need at a price you can afford. Your satisfaction and well-being is what matters to us.

        Your Health, Your Choice: Our Insurance Plans

        Better Rates

        At Live Health, everyone should be covered by health insurance at a rate they can afford without compromising their lifestyle too much. You shouldn’t have to struggle to pay your premiums, and we can help you find a plan that covers all the essentials at a price you can afford.

        Better People

        Live Health doesn’t rely on automated help lines or canned responses. We’ve processed 70,000 policies since 2007, and our reputation is built on the fact that our brokers are always available to answer your questions and be transparent about the plan you’re signing up for.

        Better Coverage

        Don’t skimp on the essentials. You might think that you don’t need add-ons like dental or vision insurance, but a little extra money upfront can save you a lot of expenses down the line. Let us help you find a plan that covers all your needs!

        Get a Quote

        Better Health Insurance Plans at Lower Rates

        Our health insurance brokers have the knowledge to help you determine which plan works best for you. If you’re confused by the difference between Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs), and Point of Service (POS) plans? Don’t worry – our Live Health brokers are here to make sure you understand exactly what you’re signing up for.

        Vision Insurance

        Health insurance is widely recognized as indispensable. However, a considerable number of people still need to decide about enrolling in vision insurance plans.
        Learn More

        Life Insurance

        Sometimes, life insurance can feel like the unsung hero of the insurance world. We all understand the need for health and auto insurance, but life insurance? That’s often seen as a nice-to-have.
        Learn More

        Health Insurance

        Stay protected with our health insurance plans, offering extensive coverage that ensures your health and well-being are never compromised.
        Learn More
        Beach

        Life Insurance

        Life insurance isn’t a one-size-fits-all kind of deal. There are different packages tailored for different needs, the two big players being Term Life Insurance and Whole Life Insurance.

        Learn More
        A little girl missing one tooth

        Dental Plans

        Be protected from unwanted (and pricey) surprises at your next visit to the dentist with comprehensive dental plans covering essential procedures and preventative care.
        Learn More

        Vision Plans

        Eye health is often neglected when signing up for insurance, and our vision care plans guarantee that your ocular health and vision treatment are covered.
        Learn More

        Health Insurance for All Your Needs

        While a single person may not think they need comprehensive health insurance, life can be unpredictable. While you can hopefully enjoy good health for a long time, should an emergency happen, you need to be covered.

        For You

        Your health plan should keep you covered in case of a health emergency. While a single person in good health may not need a premium plan, you should still have a plan that will give you peace of mind in case the worst happens.

        Your Family

        Having Health insurance is especially important if you have dependents. While your children can be covered by CHIP (Children’s Health Insurance Plan) plans, don’t risk your well-being by not signing up for a program that covers everyone in your household.

        Your Business

        If you have a small business, you need a health plan to attract employees, who often consider benefits as crucial as a salary, and to cover yourself in case of a workplace incident or unexpected illness.

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        Meet Our Miami Health Insurance Brokers

        With over 100 years of experience between them, our Live Health Insurance Brokers have been a trusted name in the industry since 2007, with an impeccable reputation that makes them a name you can trust.

        Get Your Quote In Minutes


          Select policy type

          For a tailored coverage plan please fill out all sections of this form.
          By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

            Select policy type
            By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

              Select one or more from coverage
              By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

              Customer Testimonials

              • 5/5
                "I am incredibly grateful for the services provided by Brandon in finding health coverage. He went above and beyond to understand my specific needs and concerns, and his expertise helped me find the perfect health insurance plan. His dedication and personalized approach truly made a difference in my life."
                Brandon Martinez
                Agent
              • 5/5
                “Dylan was a pleasure to work with. He answered all my questions and found us a great insurance policy, saving us lots of money each month. You can tell he cares about his clients. I am very glad I found him to help us.”
                Dylan Brockman
                Agent
              • 5/5
                "Jesus was very knowledgeable and helpful when it came to the different options I had. He made the process easy and simple to understand"
                Jesus Burga
                Agent
              • 5/5
                "Working with Leo was a game-changer. he found a perfect plan, explained it all, and now I feel confident in my coverage. Best agent out there!" - Karen Lemus
                Leonardo Castillo
                Agent
              • 5/5
                "Patrick's expertise and personalized approach made finding a private health insurance plan for my family seamless and stress-free. I highly recommend his reliable and efficient assistance in securing private health insurance."
                Patrick McCann
                Agent
              • 5/5
                "It was a pleasure working with Ryan Faulkner, he is extremely knowledgeable and the consummate professional."
                Ryan Faulkner
                Agent

              Miami Insurance Facts

              Miami is the second largest city in Florida, and a top destination for tourism thanks to the amazing weather, food and nightlife.

              Recent numbers put the population of Miami at close to 450,000 residents, with a large Hispanic and Latino demographic (70% of the population).

              According to census data, 20.9% of the population of Miami lives under the Federal Poverty Level.

              Given the relatively high poverty level, Census figures state that 13.5% of the population is currently without health insurance coverage of any kind.

              Miami Health Insurance Plans That Fit Your Budget

              Even if you don’t think you can afford health insurance, there are programs out there that will help you find a plan that suits your budget. One important thing to note is that health insurance plans are typically broken up into four metal tier plans: bronze, silver, gold, and platinum.

              Bronze

              If you sign up for a bronze plan, you’ll have low monthly premiums, but the caveat is that your out-of-pocket expenses will be higher. However, if you’re an individual with good health and only occasionally need to visit the doctor, this might be a great plan for you.

              Gold

              Gold plans have a high premium but low out-of-pocket expenses. This is a valuable plan for someone with a chronic condition or dependents who require a significant amount of medical care.

              Silver

              Silver plans have higher premiums but qualify for Cost Sharing plans that leave you well-covered in case of a medical emergency, giving you peace of mind.


              Platinum

              While the premiums for this plan are high, if you have serious health concerns, this is an excellent plan to sign up for, as your out-of-pocket costs will be minimal.

              Affordable Health Insurance in Miami, Florida

              Choosing a health insurance plan isn’t as straightforward as you might think. The right policy for one person may not be suitable for another. Live Health, your trusted health insurance broker in Florida, understands this and offers programs that work whatever your situation may be.

              Get Your Quote In Minutes


                Select policy type

                For a tailored coverage plan please fill out all sections of this form.
                By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

                  Select policy type
                  By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

                    Select one or more from coverage
                    By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.
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