Affordable Small Business Health Insurance in Florida
There are many reasons to invest in health insurance for your small business. To recruit and retain employees, a company should offer a comprehensive health plan covering those working for them and their dependents. However, there are other reasons. On-the-job accidents or employee illness can cost a small business a ton of money, leading to potentially catastrophic charges without a good employee health plan.
Find the Best Small Business Health Insurance for the Lowest Rates in Florida
If you own a small business, you have many options for your health insurance plans that our brokers at Live Health can guide you through. You may opt for a standard Group Health Insurance Plan or consider something like the Qualified Small Employer Health Reimbursement Arrangement (QSEHRA), which allows you to give your employees a tax-free allowance to spend on their healthcare expenses. You can combine the two by opting for the Integrated HRA plan, or you can join other small businesses and be part of a purchasing health insurance coop.
Why Live Health Insurance?
Buying health insurance for your small business can be complicated with so many options. It would be best to have experienced professional guidance to meet your employee’s needs. This is where Live Health Insurance comes in.
Your Health, Your Choice: Our Insurance Plans
Better Rates
While a small business that is still building its brand and climbing its way to profitability may need help with employee health insurance costs, plenty of options are available, even if your business is brand new and operating on a tight budget.
Better People
With so many options, you need guidance from real people. Live Health’s brokers have the experience to help you choose the best plan, and they won’t simply leave you to deal with automated tip lines and canned messages. Our brokers are real people with the know-how that you need to make the best choice for your business and employees.
Better Coverage
When buying health insurance for your business, you’ll want a comprehensive plan makes you a competitive employer and includes all the benefits your employees need, including health, vision and dental insurance.
Better Small Business Health Insurance Plans at Lower Rates
If your small business has a tight budget, our brokers at Live Health can help you find a policy that provides excellent coverage for your company and its employees without being too much of a drain on your bottom line.
What are the best options for your small business's health insurance plan?
When choosing a health care plan for your small business, there are several things to consider. Both you and your employees will have to pay a monthly premium, so you’ll have to take the average salary of your employees into account. What can they reasonably afford to play each month?
If you choose a plan with a low monthly premium, that means high out-of-pocket expenses. If they face a medical emergency, can they afford those extra costs? Can your business afford them if a health situation emerges due to something that happened at work?
One thing to note is that the better coverage your business provides for your employees, the more content they’ll likely be. You’ll also be eligible for Affordable Care Act (ACA) tax credits. This is why you need a company like Live Health on your side, as they have the experience to help you choose a plan you (and your employees) can afford that gives them comprehensive coverage.
What About the Self Employed?
While a self-employed person can sign up for an individual health insurance plan, they can use a Health Savings Account (HSA) to deposit money each month into an account they can use on out-of-pocket health expenses. These savings are tax deductible.
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Meet Our Florida Small Business Insurance Agents
Customer Testimonials
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5/5"I am incredibly grateful for the services provided by Brandon in finding health coverage. He went above and beyond to understand my specific needs and concerns, and his expertise helped me find the perfect health insurance plan. His dedication and personalized approach truly made a difference in my life."Brandon MartinezAgent
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5/5“Dylan was a pleasure to work with. He answered all my questions and found us a great insurance policy, saving us lots of money each month. You can tell he cares about his clients. I am very glad I found him to help us.”Dylan BrockmanAgent
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5/5"Jesus was very knowledgeable and helpful when it came to the different options I had. He made the process easy and simple to understand"Jesus BurgaAgent
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5/5"Working with Leo was a game-changer. he found a perfect plan, explained it all, and now I feel confident in my coverage. Best agent out there!" - Karen LemusLeonardo CastilloAgent
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5/5"Patrick's expertise and personalized approach made finding a private health insurance plan for my family seamless and stress-free. I highly recommend his reliable and efficient assistance in securing private health insurance."Patrick McCannAgent
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5/5"It was a pleasure working with Ryan Faulkner, he is extremely knowledgeable and the consummate professional."Ryan FaulknerAgent
Florida Insurance Facts
While one of the most densely populated states in the U.S., known for its sunshine and enviable climate, how many residents have the health insurance coverage they need?
Florida has the third largest population among the states in the U.S., with over 20,000,000 residents.
With a huge population comes a more sobering statistic: over 12% of the Florida population lives under the Federal Poverty Level of $13,590. This likely includes many people with families who may feel they can’t afford good health insurance.
Some 16% of Florida residents don’t have health insurance. While children are covered under the Children’s Health Insurance Program (CHIP), often their parents have to make do without the coverage they need to help them provide for their families.
Affordable Health Insurance in Florida
Choosing a health insurance plan isn’t as straightforward as you might think. The right policy for one person may not be suitable for another. Live Health, your trusted health insurance broker in Florida, understands this and offers programs that work whatever your situation may be.