Tallahassee Health Insurance
Tallahassee is a vibrant Florida city known for its universities, government institutions, and retiree community. All of the residents who call Tallahassee home deserve health coverage, and we’re here to make it easy for you. Finding the most affordable health insurance in Tallahassee is easy with our dedicated team of health insurance brokers.
When you get insured through Live Health Insurance’s broker service, you can feel confident that you’ve explored all your options and found the plan that’s truly best for you.

Why Health Insurance Is Essential for Tallahassee Residents
We offer a broad range of coverage options with top-rated Florida companies. This ensures we can tailor every plan to Tallahassee’s diverse community, which includes:
- Students: Coverage for university students and young professionals transitioning to full-time work.
- Retirees: Medicare Advantage and supplemental plans for the city’s growing retiree population.
- Government Workers and Professionals: Affordable and comprehensive plans to meet workplace health requirements.
- Active Families: Family health insurance plans that cover preventive care and emergency services.
Our team is committed to helping every individual find the right health insurance at the current stage of their life. When you have good coverage, you can not only feel more secure but also take preventative action to avoid health issues in the future.
All of the policies we recommend comply with the Affordable Care Act to ensure maximum benefits to the consumer, including free screenings and preventative care.


Benefits of Choosing Live Health Insurance in Tallahassee
Live Health Insurance helps over 1,500 clients every day. With over a decade in health insurance brokerage, we pride ourselves on delivering the most customizable, personalized policy recommendations to our customers.
With one of our brokers on your side, you can expect:
- Personalized Coverage: A policy that works into your budget and covers your risks.
- Local Expertise: Brokers familiar with Tallahassee’s healthcare providers and common health needs.
- Student-Friendly Options: Affordable plans for college students at FSU, FAMU, and other local institutions.
- Affordable Rates: Transparent pricing and customizable plans for all budgets.
Your Health, Your Choice: Our Insurance Plans
Better Rates
We focus on balancing cost-effective premiums with the essential coverage you need. We aim to maximize your health insurance investment, ensuring you get quality coverage that aligns with your financial plan.
Better People
Our experienced team cuts through the complexity of health insurance, providing you with straightforward answers and guidance. No jargon, no runaround—just clear advice tailored to your needs.

Better Health Insurance Plans at Lower Rates
Our brokers are dedicated to scouting out the top health insurance plans that align with your financial and health needs. Whether it’s the monthly premiums or the unexpected out-of-pocket expenses that concern you, we’re here to ensure you find a plan that supports your lifestyle without compromise.
Vision Insurance
Life Insurance
Health Insurance

Life Insurance
Life insurance isn’t a one-size-fits-all kind of deal. There are different packages tailored for different needs, the two big players being Term Life Insurance and Whole Life Insurance.

Dental Plans
Be protected from unwanted (and pricey) surprises at your next visit to the dentist with comprehensive dental plans covering essential procedures and preventative care.

Vision Plans
Eye health is often neglected when signing up for insurance, and our vision care plans guarantee that your ocular health and vision treatment are covered.
Types of Health Insurance Offered by Live Health Insurance in Tallahassee
Whether you’re brand new to health insurance or looking to upgrade your coverage, we can help. Our network of insurance partners provide all of the major Marketplace plan structures, such as Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Point of Service (POSs) systems.
Individual and Family Plans in Tallahassee
For the professional or young adult who is buying their own coverage, we can help you find an individual health insurance plan tailored to your needs. Families can benefit from a comprehensive family health insurance plan, designed to cut down your overall costs while providing greater protection for your household.
Children can stay on their parents’ health insurance plan until age 26, so even established adults may look into a family plan to expand their family’s coverage.
Short-Term Health Insurance in Tallahassee
Students who are in Tallahassee for a short period, seasonal workers, and traveling government employees can all consider short-term health insurance to protect their well-being. Residents also often consider this form of coverage to close gaps in their policies, such as when they are waiting for a new insurance plan to start or they are in between jobs.
Medicare Advantage Plans in Tallahassee
Seniors in Tallahassee can look for private Medicare Advantage plans to supplement traditional Medicare Parts A and B. This plan, known as Part C, offers additional coverages like vision, dental, and prescription drugs, plus greater flexibility and affordability for routine services.
Small Business Health Insurance in Tallahassee
Business owners in Tallahassee need robust health insurance plans to ensure their workforce stays healthy. Additionally, offering good health insurance options can attract more talent, lower employee turnover, and improve your overall company culture.
We understand that it’s a delicate balance to strike between affordable coverage and comprehensive care; let our team personally analyze your unique situation and offer policies from the best providers to suit your workforce’s unique demographics.
Student Health Insurance in Tallahassee
FSU, FMAU, and Tallahassee State University are among the top schools in the city. If you’re attending one of these universities and do not have health insurance, we can help you get a great deal as a college student.
Student health insurance allows students who are attending schools outside of their parents’ service area to still have coverage while they’re away from home. It’s also a more affordable option for full-time students up to age 29 who want an individual policy with lower premiums.
Health Insurance for All Your Needs
The right health insurance is crucial for safeguarding your well-being through life’s various phases. During the Open Enrollment Period, you can explore and select from various plans, finalizing your choice by the enrollment deadline.


For You
Even if you’re in the prime of health, unexpected medical issues can arise. A basic health insurance plan serves as your financial safety net, protecting you against unforeseen health challenges and ensuring peace of mind.

Your Family
While programs like CHIP can cover your kids, expanding families need a plan that encompasses everyone’s health needs. You deserve a health insurance plan that’s as thorough and nurturing as your care for your family, addressing everything from minor illnesses to major health concerns.

Your Business
Providing health insurance for your employees is a testament to your commitment to their well-being. It’s more than a benefit—it’s a statement that you value their health and contribution. A health insurance plan fosters loyalty and a sense of community, keeping your team healthy and motivated.


Meet Our Tallahassee Health Insurance Agents
Our Live Health Insurance brokers don’t deal in automated help lines or pre-recorded messages. Our brokers can consult with you person-to-person and are always willing to answer your questions.

Customer Testimonials
- 5/5"I am incredibly grateful for the services provided by Brandon in finding health coverage. He went above and beyond to understand my specific needs and concerns, and his expertise helped me find the perfect health insurance plan. His dedication and personalized approach truly made a difference in my life."Brandon MartinezAgent
- 5/5“Dylan was a pleasure to work with. He answered all my questions and found us a great insurance policy, saving us lots of money each month. You can tell he cares about his clients. I am very glad I found him to help us.”Dylan BrockmanAgent
- 5/5"Jesus was very knowledgeable and helpful when it came to the different options I had. He made the process easy and simple to understand"Jesus BurgaAgent
- 5/5"Working with Leo was a game-changer. he found a perfect plan, explained it all, and now I feel confident in my coverage. Best agent out there!" - Karen LemusLeonardo CastilloAgent
- 5/5"Patrick's expertise and personalized approach made finding a private health insurance plan for my family seamless and stress-free. I highly recommend his reliable and efficient assistance in securing private health insurance."Patrick McCannAgent
- 5/5"It was a pleasure working with Ryan Faulkner, he is extremely knowledgeable and the consummate professional."Ryan FaulknerAgent

How to Find the Best Health Insurance in Tallahassee with Live Health Insurance
We work with every client to personally match them with policies based on factors such as:
- Age
- Medical history
- Lifestyle habits
- Risks
- Special needs
To save money on health insurance, it’s important that you compare quotes from multiple providers. You can also look into health insurance discounts you may qualify for and consider policy bundling to save more money on healthcare.
One of our brokers will gladly walk you through all the steps to get the most affordable health coverage in Tallahassee.
Cost of Health Insurance in Tallahassee
The exact cost of health insurance varies greatly from person to person. This is because policy prices are based on unique factors, such as your age and medical history.
On average, Florida health insurance costs about $7,500 per year for an individual and $23,500 to $29,000 for a family of four.
Some clients are more interested in lower monthly premiums while others want a lower deductible. In either case, we’re happy to help you find a plan that suits your needs and remains an affordable option for you.
How to Apply for Health Insurance in Tallahassee with Live Health Insurance
You can apply for health insurance online by first reviewing plans, then connecting with a Live Health Insurance broker to walk you through the process. Once you feel confident you’ve found the right policy for you, we’ll walk you through the entire enrollment process, which includes:
- Providing necessary documentation, such as a valid ID and proof of residence, to the insurance provider.
- Completing paperwork, such as a medical history questionnaire, and forms that provide the insurer personal details.
- Making your first payment to successfully complete the enrollment.
Tallahassee Insurance Facts
Tallahassee, nestled in the rolling hills of the Florida Panhandle, stands out for its lush canopy roads and vibrant natural landscapes. As the state capital, it’s not just the political hub but a center for education, rich in cultural heritage with institutions like Florida State University and Florida A&M University adding to its diverse community fabric.

Tallahassee has close to 196,169 residents as of the 2020 Decennial Census.

With a 63.7% employment rate, and a $53,867 household income (2022 American Community Survey 1-Year Estimates) the county has 23.2% living in poverty.

As of 2022, 9.8% of Tallahassee residents live without healthcare coverage. This statistic is particularly pressing considering the county's median age is roughly 43.
Tallahassee Health Insurance Plans That Fit Your Budget
In the market for health insurance? To simplify it, consider your potential plans split into four main ‘tiers.’ Each tier is like a different level of coverage – each with its pros and cons.
Bronze
Bronze Plans are the entry-level option, offering minimal monthly premiums. However, be mindful that using medical services might lead to higher out-of-pocket costs.
Gold
For those with regular medical needs, Gold Plans provide a higher level of coverage, easing the financial burden of healthcare expenses with higher monthly premiums but lower costs at the point of care.
Silver
Silver Plans offer a middle ground with moderately priced premiums and more manageable costs when accessing healthcare services. For those qualifying for cost-sharing reductions, a Silver plan is necessary.
Platinum
Platinum Plans are ideal for those who frequently use healthcare services, offering the most comprehensive coverage. Although the monthly premiums are higher, the cost when receiving medical care is significantly reduced.
Frequently Asked Questions About Health Insurance in Tallahassee with Live Health Insurance
What types of health insurance plans are available in Tallahassee?
Health insurance in Tallahassee is diverse with access to the Florida Marketplace and private insurance companies. You can choose from closed or open network plans ranging from HMOs and PPOs to EPOs and POSs. Employers can also look into offering employees a High Deductible Health Plan (HDHP), which they can fund through a tax-advantaged Health Savings Account (HSA).
Are there affordable student health insurance options for FSU and FAMU students?
Of course! With such a large student population, Florida insurers offer affordable, diverse health insurance plans customized for students’ needs. You can expect a good student health insurance plan to offer coverage for emergency hospitalizations, injuries, and routine care.
Can Live Health Insurance provide bilingual services for Spanish-speaking residents?
Yes, we offer bilingual customer support to ensure residents can fully explore and understand their health insurance options.
Are there Medicare Advantage options tailored to retirees in Tallahassee?
Yes, Medicare Advantage from local providers takes the unique needs of residents into account.
Why Live Health Insurance is the Best Choice for Tallahassee Residents
Our local brokers are experts in Florida health insurance, offering personalized policy recommendations from the state’s leading insurers.
Please contact us today to get connected with a broker who can help you find the perfect coverage!