Tampa Health Insurance
Affordable health insurance in Tampa doesn’t have to feel like a wild card. You can find great coverage from the top-rated Florida health insurance companies with the help of Live Health. Our brokers put you first, offering personalized quotes within your budget to make sure you find the coverage you need to feel secure and stay well.
Whether you’re looking to bolster your policy, find a better balance between costs and coverage or exploring all your options, we’re here to help.
From small business health insurance in Tampa to family health insurance plans, we can put you in touch with the perfect policies for your needs.
Why Health Insurance Is Essential for Tampa Residents
Buying health insurance shouldn’t feel like a luxury. It’s a life necessity that protects you from many risks, including accidents, emergencies, and age-related health conditions.
Tampa residents can benefit from buying health insurance for many reasons, including:
- Coastal Risks: Hurricane-prone areas where having reliable healthcare access during emergencies is essential.
- Diverse Demographics: Coverage designed for families, professionals, retirees, and seasonal residents.
- Expanding Population: The rising costs of living and evolving risks in Tampa make diverse health insurance a necessity for residents of all ages.
Benefits of Choosing Live Health Insurance in Tampa
We are a dedicated team of experienced health insurance brokers who put you first. With over a decade of experience and thousands of satisfied customers, we offer comprehensive solutions from Florida’s leading health insurance companies.
As your health insurance brokers, we can provide personalized support to ensure you get the perfect policy for your needs. Whether you’re buying health insurance for the first time or switching policies, we have the skills, knowledge and network to get you covered.
Your Health, Your Choice: Our Insurance Plans
Better Rates
Who says that health insurance has to be unaffordable? If you’re worried about making ends meet, we have the experience to help you find a plan that will ensure you (and your family or small business) are covered. At Live Health, we don’t believe a health insurance plan is something policyholders should find unaffordable.
Better People
At Live Health, our brokers are available to give you person-to-person guidance and will help you find the policy that suits your needs – whatever they are. We don’t do canned replies and automated help lines. Our brokers are real people eager to help you find the plan you need for peace of mind.
Better Coverage
While you may save money each month by passing on add-ons to your plan, such as Vision and Dental Insurance, we can help you find a policy that includes coverage in both areas. Many plans are out there – let us help you find the best one!
Benefits of Choosing Live Health Insurance in Tampa
We are a dedicated team of experienced health insurance brokers who put you first. With over a decade of experience and thousands of satisfied customers, we offer comprehensive solutions from Florida’s leading health insurance companies.
As your health insurance brokers, we can provide personalized support to ensure you get the perfect policy for your needs. Whether you’re buying health insurance for the first time or switching policies, we have the skills, knowledge and network to get you covered.
Vision Insurance
Life Insurance
Health Insurance
Life Insurance
Life insurance isn’t a one-size-fits-all kind of deal. There are different packages tailored for different needs, the two big players being Term Life Insurance and Whole Life Insurance.
Dental Plans
Be protected from unwanted (and pricey) surprises at your next visit to the dentist with comprehensive dental plans covering essential procedures and preventative care.
Vision Plans
Eye health is often neglected when signing up for insurance, and our vision care plans guarantee that your ocular health and vision treatment are covered.
Health Insurance for All Your Needs
Health Insurance isn’t a one-size-fits-all kind of thing. What’s suitable for one person may not be good for another. At Live Health, we tailor your coverage to suit your specific situations.
For You
If you’re single without significant health issues, a simple plan might be all you need to get solid coverage. Even if this is the case, signing up for health insurance now can save you a lot of money.
Your Family
If you have dependents, health insurance becomes even more essential. While your children might be covered by plans such as the Children’s Health Insurance Program (CHIP), don’t sacrifice your own coverage. There’s no need.
Your Business
If you own and operate a small business, a comprehensive health insurance plan may help attract loyal employees. A health plan could save you a lot of money in the event of a workplace incident or illness.
Types of Health Insurance in Florida – Explore Your Options With Live Health
Our brokers can connect you with the leading health insurance companies in Florida to offer comprehensive, convenient coverage. By partnering with local providers, we help our clients find policies that are more personalized and offer more dynamic coverage than nationwide providers.
Individual and Family Plans in Tampa
Individual and family health insurance plans in Florida provide coverage for young parents and their children, parents with teenagers and adult children up to 25, multi-generational households, and more.
Various plans are available with wide networks that help you connect with the best local providers for your needs. Whether you want an HMO, PPO, or EPO, we can help you get the right coverage.
Short-Term Health Insurance in Tampa
Young adults and professionals often choose this type of coverage when they live in Tampa seasonally; this is also a good coverage option to cover gaps for certain periods, such as loss of coverage between jobs or while waiting for coverage to begin.
Medicare Advantage Plans in Tampa
A Medicare Advantage plan offers an alternative to Medicare Parts A and B. Often called Part C, Medicare Advantage is a form of private health insurance for seniors that combines Parts A and B and may include a Part D to cover prescription drugs.
Small Business Health Insurance
Our brokers can help you find the perfect small business health insurance in Tampa to give your employees a robust benefits package.
The right small business health insurance gives employees control over their healthcare while keeping costs manageable for the company; you’ll have to determine contribution sizes and network structure to ensure you provide the best level of care to your workforce.
Meet Our Tampa Health Insurance Agents
One thing worth noting about our Live Health Brokers is that they work for YOU, not the insurance companies. They have no quotas to fill, and they only aim to ensure you’re comfortable and satisfied with the insurance plan they set you up with.
Customer Testimonials
- 5/5"I am incredibly grateful for the services provided by Brandon in finding health coverage. He went above and beyond to understand my specific needs and concerns, and his expertise helped me find the perfect health insurance plan. His dedication and personalized approach truly made a difference in my life."Brandon MartinezAgent
- 5/5“Dylan was a pleasure to work with. He answered all my questions and found us a great insurance policy, saving us lots of money each month. You can tell he cares about his clients. I am very glad I found him to help us.”Dylan BrockmanAgent
- 5/5"Jesus was very knowledgeable and helpful when it came to the different options I had. He made the process easy and simple to understand"Jesus BurgaAgent
- 5/5"Working with Leo was a game-changer. he found a perfect plan, explained it all, and now I feel confident in my coverage. Best agent out there!" - Karen LemusLeonardo CastilloAgent
- 5/5"Patrick's expertise and personalized approach made finding a private health insurance plan for my family seamless and stress-free. I highly recommend his reliable and efficient assistance in securing private health insurance."Patrick McCannAgent
- 5/5"It was a pleasure working with Ryan Faulkner, he is extremely knowledgeable and the consummate professional."Ryan FaulknerAgent
Tampa Insurance Facts
Tampa is the third largest city in Florida and has the state’s largest port of call, making it a multi-billion dollar hub in the Maritime Industry.
As per the latest census numbers, Tampa has nearly 400,000 inhabitants and is on the upswing.
The median household income is over $66,000, although 16.8% live below the federal poverty level.
The latest figures reveal that about 12.6% of adults under 65 lack health insurance.
Tampa Health Insurance Plans That Fit Your Budget
Not everyone needs expensive health coverage that covers them in the event of every worst-case scenario. There are many types of health plans available, most of which are divided up into four metal tiers:
Bronze
This plan offers low monthly premiums, but the downside is that your out-of-pocket expenses will be higher. This might be a good option if you’re young and in good health.
Gold
If you or one of your dependents suffers from a chronic illness, a gold plan offers you significant savings as far as medical costs go, even if the premiums are higher.
Silver
While the monthly premiums for this plan are higher, the cost-sharing aspects of the plan saves you a lot of money and make this a solid investment for people with families.
Platinum
Suppose you have health issues and can afford the higher premium. This is the best plan for you, as it dramatically reduces out-of-pocket expenses and offers top-level coverage no matter your situation.
How to Find the Best Health Insurance in Tampa with Live Health Insurance
You can find health insurance online by exploring the Florida Health Insurance Marketplace, but it’s often easier to get private coverage when you work with a broker.
Brokers are independent agents that don’t work for one specific health insurance agency; instead, they’re on your side, helping you find policies from different providers and negotiating terms to get the best coverage.
To get the best health coverage in Tampa:
- Learn about different plan structures. You should fully know what the difference is between an HMO and PPO. Having a solid foundation of health insurance knowledge makes it easier to weigh your options.
- Compare quotes. Use Live Health Insurance to compare quotes for personal, family, or small business coverage based on your unique needs, preferences, and budget.
- Work with local agents. Having a local agent like ours will make it easier to find coverage that covers all the unique risks and needs you have as a Tampa resident.
Cost of Health Insurance in Tampa
The cost of health insurance in Florida varies greatly depending on factors like age, plan structure, deductible and provider. Under the Affordable Care Act, health insurance providers cannot deny coverage or discriminate against anyone due to pre-existing health conditions or their medical history.
However, those whose health requires specialized care, medical equipment or ongoing health services will need comprehensive coverage that goes above the average premium for an individual without underlying medical needs.
The average cost of a Florida health insurance policy is $7,389 for an individual and $29,556 for a family of four. Your broker can help you determine how much you should expect to pay per month and annually for coverage based on your needs.
How to Apply for Health Insurance in Tampa with Live Health Insurance
We make applying for coverage fast and easy. Simply fill out our form and request quotes from one of our brokers. Once you’ve found a provider and policy you like, it’s time to apply.
You’ll need to gather personal documentation, such as a valid Florida ID and proof of residence, before you can complete enrollment.
Don’t worry; we’ll walk you through the entire process to make it simple.
Frequently Asked Questions About Health Insurance in Tampa with Live Health Insurance
What types of health insurance plans are available in Tampa?
Tampa has all types of common health insurance plans available, including Medicare Advantage, HMOs, PPOs, EPOs, and a variety of small business health insurance plans.
Can Live Health Insurance provide bilingual services for Spanish-speaking residents?
Yes, our brokers offer bilingual service to serve Spanish-speaking residents in Tampa.
Are there coverage options for seasonal residents in Tampa?
Yes, short-term health insurance offers seasonal coverage for part-time Tampa residents.
Does Live Health Insurance offer policies with hurricane-related healthcare riders?
Health insurance policies are designed to cover any injury stemming from a natural disaster, so Florida residents don’t have to worry about buying hurricane-related riders.
Why Live Health Insurance is the Best Choice for Tampa Residents
At Live Health Insurance, we partner with the top Florida health insurance providers to offer our clients competitive rates and flexible plans tailored to Tampa’s demographics.
With excellent bilingual customer service and unlimited support from our brokers, we make getting health insurance in Tampa easy.
Contact us today to request your free health insurance quotes.