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    Select policy type

    For a tailored coverage plan please fill out all sections of this form.
    By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

    Health Insurance in Florida

    Stay protected with our health insurance plans, offering extensive coverage that ensures your health and well-being are never compromised.
    Health Insurance in FloridaVision Insurance in FloridaAffordable Dental Coverage in FloridaLife Insurance in Florida

    Have questions or need help?

    Speak With Agent

    888-990-6699

    Picking The Best Health Insurance Company

    Selecting the right health insurance company is about more than just cost. It involves evaluating a company’s reputation, customer service, policy options, and stability.

    Here in Florida, we use the federal health insurance exchange, managed through HealthCare.gov. In 2024, there are various choices at your disposal. A total of fourteen carriers are providing coverage through our state’s Marketplace. We’re here to help you navigate these options and find the right fit.

    We work with a variety of top-rated insurance companies and can use our expertise to guide you to the one that best suits your unique needs.

    When Is Open Enrollment in Florida?

    Open Enrollment for 2025 health insurance is just around the corner. It starts on November 1, 2024, and wraps up on January 15, 2025.

    Want your coverage to start with the new year on January 1, 2025? Make sure you get your enrollment done by December 15, 2024.

    If you miss the January 15 deadline, don’t worry.

    You can still enroll in 2025 health insurance if you qualify for a Special Enrollment Period.

    Get Your Quote In Minutes


      Select policy type

      For a tailored coverage plan please fill out all sections of this form.
      By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

      How to Compare Health Insurance Plans

      Comparing health insurance plans is critical to securing the right coverage for you and your loved ones. It’s about balancing cost, coverage, and care providers that fit your unique needs.
      Here’s a step-by-step guide on how to compare health insurance plans effectively.Identify Your Health Care Needs: Start by understanding your healthcare needs. Consider your medical history, any regular prescriptions or treatments you might need, and your expected health requirements for the upcoming year. If you have a preferred doctor or specialist, you’ll also want to ensure they’re covered by the plans you’re considering.

      Understand the Costs: Consider all costs associated with each plan, not just the premiums. There’s also the deductible (the amount you pay before insurance kicks in), co-payments, and coinsurance. Don’t forget about the out-of-pocket maximum (the most you’d have to pay in a year), which can be crucial during a serious illness or injury.

      Examine the Coverage: Look at what each plan covers. This includes preventative care, emergency services, maternity and newborn care, prescription drugs, mental health services, and more. Also, review the plan’s exclusions or limits. You want to ensure the services you need most are adequately covered.

      Check the Provider Network: Each insurance plan has a network of hospitals, doctors, and other healthcare providers. If you have preferred healthcare providers or if you live in a rural area, it’s important to check whether they’re in-network. Out-of-network care is typically more expensive.

      Consider the Plan Type: There are several types of health insurance plans, including Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs), and Point of Service (POS) plans. Each has pros and cons regarding cost, flexibility, and network size. Understanding these can help you choose the type that fits your healthcare needs and lifestyle.

      Review Plan Quality: Lastly, take some time to look at the plan’s ratings and reviews. These can give you a sense of customer satisfaction and the quality of the plan’s health care services.

      LiveHealth can assist you in this complex process, providing the expertise and resources to help you compare health insurance plans effectively. We aim to simplify this process, helping you make a well-informed decision for your health coverage needs.

      How much is individual health insurance?

      According to the KFF, the Marketplace Average Benchmark Premium in Florida is $471 in 2023.

      Gold Plans

      The most affordable Gold Plan premium is $459 per month.

      Silver Plans

      In silver plans, the cheapest option has a monthly premium cost of $468.

      Bronze Plans

      The most affordable bronze plan available in Florida costs $353 per month.

      Individual health insurance costs vary based on factors such as age, location, tobacco usage, and the chosen plan. We guide you through these factors, providing comprehensive cost breakdowns and helping you find a plan that’s both affordable and provides adequate coverage.

       

      CITIES:

      Picking The Best Health Insurance Company

      Selecting the right health insurance company is about more than just cost. It involves evaluating a company’s reputation, customer service, policy options, and stability.

      Here in Florida, we use the federal health insurance exchange, managed through HealthCare.gov. In 2024, there are various choices at your disposal. A total of fourteen carriers are providing coverage through our state’s Marketplace. We’re here to help you navigate these options and find the right fit.

      We work with a variety of top-rated insurance companies and can use our expertise to guide you to the one that best suits your unique needs.

      When Is Open Enrollment in Florida?

      Open Enrollment for 2025 health insurance is just around the corner. It starts on November 1, 2024, and wraps up on January 15, 2025.

      Want your coverage to start with the new year on January 1, 2025? Make sure you get your enrollment done by December 15, 2024.

      If you miss the January 15 deadline, don’t worry.

      You can still enroll in 2025 health insurance if you qualify for a Special Enrollment Period.

      Get Your Quote In Minutes


        Select policy type

        For a tailored coverage plan please fill out all sections of this form.
        By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.

        How to Compare Health Insurance Plans

        Comparing health insurance plans is critical to securing the right coverage for you and your loved ones. It’s about balancing cost, coverage, and care providers that fit your unique needs.
        Here’s a step-by-step guide on how to compare health insurance plans effectively.Identify Your Health Care Needs: Start by understanding your healthcare needs. Consider your medical history, any regular prescriptions or treatments you might need, and your expected health requirements for the upcoming year. If you have a preferred doctor or specialist, you’ll also want to ensure they’re covered by the plans you’re considering.

        Understand the Costs: Consider all costs associated with each plan, not just the premiums. There’s also the deductible (the amount you pay before insurance kicks in), co-payments, and coinsurance. Don’t forget about the out-of-pocket maximum (the most you’d have to pay in a year), which can be crucial during a serious illness or injury.

        Examine the Coverage: Look at what each plan covers. This includes preventative care, emergency services, maternity and newborn care, prescription drugs, mental health services, and more. Also, review the plan’s exclusions or limits. You want to ensure the services you need most are adequately covered.

        Check the Provider Network: Each insurance plan has a network of hospitals, doctors, and other healthcare providers. If you have preferred healthcare providers or if you live in a rural area, it’s important to check whether they’re in-network. Out-of-network care is typically more expensive.

        Consider the Plan Type: There are several types of health insurance plans, including Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs), and Point of Service (POS) plans. Each has pros and cons regarding cost, flexibility, and network size. Understanding these can help you choose the type that fits your healthcare needs and lifestyle.

        Review Plan Quality: Lastly, take some time to look at the plan’s ratings and reviews. These can give you a sense of customer satisfaction and the quality of the plan’s health care services.

        LiveHealth can assist you in this complex process, providing the expertise and resources to help you compare health insurance plans effectively. We aim to simplify this process, helping you make a well-informed decision for your health coverage needs.

        How much is individual health insurance?

        According to the KFF, the Marketplace Average Benchmark Premium in Florida is $471 in 2023.

        Gold Plans

        The most affordable Gold Plan premium is $459 per month.

        Silver Plans

        In silver plans, the cheapest option has a monthly premium cost of $468.

        Bronze Plans

        The most affordable bronze plan available in Florida costs $353 per month.

        Individual health insurance costs vary based on factors such as age, location, tobacco usage, and the chosen plan. We guide you through these factors, providing comprehensive cost breakdowns and helping you find a plan that’s both affordable and provides adequate coverage.

         

        CITIES:

        Health Insurance in FloridaVision Insurance in FloridaAffordable Dental Coverage in FloridaLife Insurance in Florida

        Have questions
        or need help?

        Speak With Agent

        888-990-6699

        Peace of Mind, Affordable Health Insurance

        Get Your Quote In Minutes


          Select policy type

          For a tailored coverage plan please fill out all sections of this form.
          By clicking 'Send Quote', I provide my electronic signature through which I expressly consent to receive marketing and telemarketing contact from insurance agents affiliated with USHEALTH Advisors, LLC at the telephone number(s) and email addresses I provided through this site, and understand and agree that such contact may be made via automatic telephone dialing systems, artificial/pre-recorded messages (including pre-recorded messages using soundboard technology), email and/or text messages sent to the telephone number(s) and email address I have provided to this site. I expressly agree and consent to this contact even though the number I provided to this site (i) may be a cellular telephone, and (ii) even though the telephone number(s) may be registered on any local, state, national and/or internal “Do Not Call” list or registry. I understand that my consent to receive communications in this manner is not required as a condition of purchasing any goods or services, my telephone company may impose charges for these contacts, and my consent can be revoked at any time.
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